Archive for February, 2008

Never Buy A Whole Life Insurance Policy

“The safest way to double your money is to fold it over once and put it in your pocket.” — Frank McKinney Hubbard

Whole life insurance is a type of life insurance policy that is marketed as an investment or “forced savings” plan. The claimed benefit of a whole life policy is that it builds […]

Buy The Least Expensive Term Life Insurance Policy

“There are worse things in life than death. Have you ever spent an evening with an insurance salesman?” — Woody Allen

I don’t know about you, but I have spent an evening with a life insurance salesman, and I have to agree with Woody. The salesman pitched me a bewildering number of choices to part me […]

Select The Shortest Term For Adequate Coverage

“Our judgments about things vary according to the time left us to live–that we think is left us to live.” — AndrĂ© Gide

The best value for the lowest cost is a level premium term life insurance policy. This type of policy will allow you to purchase an amount of coverage at a fixed premium for […]