Archive for December, 2009

Avoid Life Insurance Policy Gimmicks

“The man is prudent who neither hopes nor fears anything from the uncertain events of the future.” — Anatole France

Life insurance agents are trained to sell you add-ons to your policy. It’s a lot like a fast food attendant asking you if you want to “supersize” your meal, or if you want fries and a [...]

Choosing The Appropriate Coverage Amount

“A man’s treatment of money is the most decisive test of his character–how he makes it and how he spends it.” — James Moffatt

Once you have established that you need life insurance coverage, the next step is to determine how much your death benefit should be. The higher the amount of the death benefit, the [...]