Unlike insurance plans, with expensive premiums and massive red tape, Ameriplan^® provides affordable consumer driven health and discount dental plans starting for as little as $19.95 per month. To gain access to the 1.4 million Ameriplan^® members, doctors, specialists, dentists, orthodontists, vision providers, pharmacists, and chiropractors agree to discount their services for plan members.

I investigated their program to see what type of savings I could expect. The fee schedules are based on zip code, so I entered my zip code for their dental plan. I was impressed, to say the least. I can save from 56-80% on dental services I am likely to use, like oral exams, X-rays, fillings, and teeth cleanings. The savings on braces just blew me away; should my kids need braces, instead of paying the regular $4,500.00, I would only need to pay $2,000.00.

If you are looking for an alternative to health and dental insurance, Ameriplan^® is a program you should look into. Start by going to their website and researching the fees for your area.